Delhi Government launches Ayushman Vay Vandana Yojana, offering free medical treatment of up to Rs 10 lakh

Calling it a historic day, Delhi Chief Minister Rekha Gupta on Monday (28.04.2025) launched a health insurance scheme “Ayushman Vay Vandana Yojana” by distributing Ayushman cards to elderly people aged 70 years and above, making them eligible for free medical treatment of up to Rs 10 lakh. The Ayushman Vay Vandana Scheme will be of greater help to the elderly whose family members have not been able to take good care of them. 

Irrespective of the financial status or annual income of the beneficiary, the ‘Ayushman Vay Vandana Scheme’, proposed to be offered to six lakh beneficiaries in phases. The cashless scheme offers treatment to beneficiaries at 100 hospitals in the city and 30,000 hospitals in other cities.

If you want to undergo treatment for your ailment in Hyderabad, Mumbai, or Lucknow, you can do so if the hospital there is empanelled in the scheme.

Union Minister of Petroleum and Natural Gas, Hardeep Singh Puri, Health Minister Dr. Pankaj Singh, along with Ashish Sood, Manjinder Singh Sirsa, Kapil Mishra, all MPs of Delhi present, and Delhi Cabinet ministers also took part in the event. 

About Ayushman Vay Vandana Yojana

The scheme, launched under the leadership of Chief Minister Rekha Gupta and inspired by Prime Minister Narendra Modi’s vision, will provide free health coverage of up to Rs 10 lakh for residents aged 70 years and above. 

Ayushman Vay Vandana Yojana will cover nearly 2,000 medical procedures, with all costs related to treatment, medicines, diagnostics, surgeries, room charges, and ICU services fully covered. Beneficiaries will be able to access services cashlessly at 47 empanelled private hospitals and 10 government hospitals across the city.

Who is eligible for Ayushman Vay Vandana scheme?

Senior citizens above the age of 70 will be eligible for free medical treatment of up to Rs 10 lakh under this scheme. Now, the citizens of Delhi will have access to nearly 2,000 procedures, with all costs related to treatment, drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges, etc., covered, and will have access to 47 empanelled private hospitals and 10 government hospitals in a cashless manner with no prepayment”.

Benefits of Ayushman Vay Vandana scheme

The Ayushman Vay Vandana Card offers a free health cover of Rs 5 lakh to all senior citizens aged 70 years and above, regardless of their socio-economic status. Senior citizens aged 70 years and above, who are already covered under the AB PM-JAY scheme, receive an additional top-up cover of up to Rs 5 lakh per year for themselves.

Senior citizens, who are already availing benefits of various government schemes including Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), and Ayushman Central Armed Police Force (CAPF), have to choose between their existing scheme or can opt for AB PM-JAY. Plus, persons covered by private health insurance coverage or members of the Employees’ State Insurance scheme are eligible to benefit from AB PM-JAY.

How to register for Ayushman Vay Vandana scheme?

The process for registration of senior citizens aged 70 years and above for Ayushman Health cards in Delhi began on Saturday.

Senior citizens can apply for the Ayushman Vay Vandana card by visiting the nearest empanelled hospital, downloading the Ayushman app (from Google Play), or visiting the beneficiary portal.