SIP investment for 25 years: Are you planning to retire in the next 25 years and want to accumulate a substantial corpus for post-retirement life? If yes, then you can start investing in SIP mutual funds. It is an investment strategy linked to the stock market that is popular among investors who aim to build wealth in the long term and are capable of taking risks. Basically, it allows investors to invest a fixed amount at regular intervals and uses the power of compounding to grow their money.
Still confused? Well, to understand this in a better way, let’s take an example where you are investing Rs 25,000 every month in a SIP mutual fund for 25 years. It should be noted that for all the calculations, we are assuming the average return rate of 12 per cent. Now, in this write-up, we will calculate how much wealth you can earn –
How much wealth can you generate in 25 years with an Rs 25,000 monthly SIP?
According to the calculations, you will generate around Rs 4.25 crore corpus in 25 years if you invest Rs 25,000 monthly in an SIP.
Rs 4.25 crore corpus in 25 years: Calculating average investment
In 25 years, you will have a total investment of Rs 75,00,000 with a monthly SIP of Rs 25,000.
Rs 4.25 crore corpus in 25 years: Calculating average capital gain
With a monthly SIP investment of Rs 25,000, you can expect a total of Rs 3,50,55,164 (on average) as capital gains.
Rs 4.25 crore corpus in 25 years: Final Corpus Received
Consequently, at the end of 25 years, including the principal investment and capital gain, you will get a total of Rs 4,25,55,164.
Full Calculation Summary
- Total Investment Amount: 75,00,000
- Capital Gains: Rs 3,50,55,164
- Total Approx. Return: Rs 4,25,55,164
(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)
Anurag Dhole is a seasoned journalist and content writer with a passion for delivering timely, accurate, and engaging stories. With over 8 years of experience in digital media, she covers a wide range of topics—from breaking news and politics to business insights and cultural trends. Jane's writing style blends clarity with depth, aiming to inform and inspire readers in a fast-paced media landscape. When she’s not chasing stories, she’s likely reading investigative features or exploring local cafés for her next writing spot.
- ANURAG DHOLEhttps://indiatadkha.com/author/bitlancetechhubgmail-com/
- ANURAG DHOLEhttps://indiatadkha.com/author/bitlancetechhubgmail-com/
- ANURAG DHOLEhttps://indiatadkha.com/author/bitlancetechhubgmail-com/
- ANURAG DHOLEhttps://indiatadkha.com/author/bitlancetechhubgmail-com/
